Payment & Affordability Options

NC Pediatric Dentistry accepts cash, checks, credit cards, and most dental insurance plans, which we are pleased to provide the courtesy of filing directly with your insurance carrier.

We also make it a point to fully inform families of the cost of treatment before we begin a procedure. However, we understand that paying for necessary dental care is not always easy. If you or your child do not have dental insurance benefits, it is still possible for your child to receive quality dental care. That’s why we offer several other options to make it easier for you to pay for the care you need.

Our other payment options include:

Care Packages
NC Pediatric Dentistry Preventative Care Packages are coming soon! Call your local office for more information about payment options.
Financing Options
We have partnered with the following third-party companies to help make your dental treatment affordable on any budget!




  • No Minimum Balance Requirement
  • 6-Month Financing Option
  • No Interest
  • Quick and Easy Application
  • Same Day Processing

Lender Information:
Phone: 1 (800) 859-9975
Click Here to Apply Now! (


  • 100 % Financing for Services with Minimum Balance of $750 and Up
  • Interest-Free for 6 or 12 months
  • 12-60 Months Financing Option
  • Quick and Easy Application Process

Lender Information:
Phone: 1 (888) 568-0186
Click Here to Apply Now! (


If you have any questions regarding a specific plan or payment option, please don’t hesitate to contact your local office.

Cash Discounts

We are happy to offer a 20% discount to self-pay patients only*. Patients filing insurance are not eligible for this option due to contracted rates with insurance payers.


Our office accepts cash, debit, and all major credit cards.


*Discount may exclude services performed by outside referral partners, doctors, or specialty service providers, even if services are provided in an NC Pediatric Dentistry office. For more information, please contact a front desk associate.


  • Which method of payment does the office accept?

Our office accepts cash, debit, and all major credit cards.

  • Do I have to pay in full for services on the day of treatment?

We are a fee-for-service health care provider, which means all payments must be paid in full at the time of service.

  • Can I use two or more options together, or can I use my insurance in conjunction with a payment option?

In most cases, payment options can be used in conjunction with one another. Please ask the front desk for more information.

  • Who will approve my financing application?

All financing approval is subject to a 3rd party application approval and process.

  • What are the interest rates for the financing options?

Interest rates for all flexible financing options are dependent on 3rd party evaluation.